Signal Finance guides
Guides for clearer home-loan decisions.
Start with the decision in front of you. Each guide explains the costs, trade-offs and questions worth checking before the product names take over.
Start with a useful question
Choose the path closest to your next decision.
01 · Home loan basics
Home loan basics in Melbourne
Compare the purpose, full cost, useful features and questions worth asking before choosing a home loan.
↗02 · First homeBuying your first home in Victoria
Separate the deposit, purchase costs, government support and loan preparation.
↗03 · RefinanceRefinancing your home loan in Melbourne
Check the current lender, switching costs, equity, features and remaining loan term.
↗General information
Check changing rules at the source.
Rates, lender criteria and government support can change. Each guide links to the primary sources used when it was prepared.